Key Features

Save on monthly fees.
The monthly fee is waived if you maintain a minimum daily balance in your account during the month on all Spending Accounts.

Interac® e-Transfers for everyone.
Send or Request Interac® e-Transfer without any extra fees; now part of your included Standard Transactions. Enjoy unlimited Interac® e-Transfers on Flex and UltraFlex Spending accounts, and up to 20 on a Core Spending Account for free.

QuickSwitch your Account
If you're planning a trip or going on a spending hiatus, with just a phone call you can easily switch your Spending Account to avoid any excess service charges.


Each Spending Account is designed to complement a specific way of spending money. The Core is Best suited for those with use cash on a daily basis where the UltraFlex is designed for the frequent travelers.

If you’re 25 and under or 60 and over, you get the same choice of accounts, and pay a discounted rate each month.

Youth = Everyone 25 and Under
Whether you’re going to school, working full time or somewhere in between, if you're 25 or under, you can get the same great discount on any Spending Account you choose.

Unlimited Me-to-Me online transfers with every Spending Account.
Transfer funds between your Savings and Spending Accounts online as much as you like without using any of your included Standard Transactions.

All our Spending Accounts come with Standard Transactions as part of the monthly fee.
Performing any one of the following transactions would be considered a standard transaction.

Standard Transactions


Send Interac® e-Transfer
Request Interac® e-Transfer
ATM Withdrawal
ATM Transfer
In Branch Transfer
In Branch Cash Withdrawal
Bill Payment
In Store Purchase
Interac® Flash
Interac® Online Payment
Online Bill Payment
Online Transfers
Automatic Payments
Cheques
Telepay™ Transfer
Telepay™ Bill Payment

Spending Accounts

 

CORE

FLEX

ULTRAFLEX

Transactions

Standard Transactions

20 Free
$1.25/Additional

Unlimited

Unlimited

Online Me-to-Me transfers 

Unlimited

Unlimited

Unlimited

Deposit Anywhere™

Unlimited

Unlimited

Unlimited

Send Interac® e-Transfers

Included in your Standard Transactions Limit (20)

Unlimited

Unlimited

Request Interac® e-Transfers

Included in your Standard Transactions Limit (20)

Unlimited

Unlimited

Interac® ATM

$1.50/Withdrawal

$1.50/Withdrawal

Unlimited

International ATM*

$4.00 /Withdrawal

$4.00 /Withdrawal

Unlimited

Cross Border Debit

$2.25/Transaction

$1.00/Transaction

Unlimited

Additional Features

Interest on Monthly Balance

-

-

Yes

Safety Deposit Box Discount

-

-

$12.00 /Year

Overdraft

$5.00 + Interest

$5.00 + Interest

Interest Only

Personalized Cheques

Starting at $24.00

Starting at $24.00

Starting at $0.00

Money Orders

$7.50

$7.50

Free

Certified Cheques

$15.00

$15.00

Free

Drafts

$7.50

$7.50

Free

Record Keeping

Online Statements with Cheque Images

Free

Free

Free

Paper Statements with Cheque Images

$2.50 /Month

$2.50 /Month

Free

Pricing

Regular

$6.00 /Month

$14.50 /Month

$29.50 /Month

Youth (25 and Under)

Free

$2.00 /Month

$12.00 /Month

Senior (60 and over)

Free

$7.25 /Month

$20.75 /Month

Minimum Daily Balance Required to Waive Monthly Fee

$2,000

$4,000

$5,000

® Used under license. All trade marks are the property of their respective owners.
* Additional fees, such as any terminal convenience, currency conversion, or usage fees, may be charged by third parties and added as part of the transaction amount.