Line of Credit

Your Personal Line of Credit will give you the freedom to buy things that you want and a family vacation or home renovations. Line of Credit Insurance will give you the peace of mind knowing that your line of credit will not become a burden for you or your family if you should become seriously ill or pass away. You have coverage while you have the debt.  If there is no balance, no premium is charged.  Once reactivated, coverage continues.


Monthly Premium Credit Life and Disability Insurance:

  • At time of enrolling, there are no health questions to answer if your authorized limit is equal to or less than $50,000.00.
  • Premium is paid monthly, based on your attained age and average monthly balance.
  • Authorized limits greater than $50,000.00 have age-banded rates.
  • Pre-existing conditions are covered after insurance has been in effect 12 months.